Privacy Policy

Last updated: April 2026

Privacy Policy

1. Introduction

Lincoln Ruby Pty Ltd ACN 613 716 484 ("we", "us", "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

2. Information We Collect

We may collect: personal details (name, email, phone, organisation details); login credentials and account information; financial and investment information you upload; technical data such as IP addresses, browser type, and usage activity.

3. How We Use Your Information

We use your information to: provide, operate, and improve our SaaS platform; manage subscriptions, billing, and support; comply with legal obligations; communicate updates or service issues.

4. Data Hosting & Security

All customer data is hosted locally in Australia using Amazon Web Services (AWS) data centres. We implement strict security measures to protect your data.

4.1 Data Ownership

You retain full ownership of all data and investment information uploaded or generated. We do not claim rights over your data and process it only to deliver the Service. Upon termination, you may request export or deletion of data subject to legal requirements.

5. Disclosure of Information

We do not sell or rent your information. Disclosure may occur only to service providers (e.g., AWS), advisers, regulators, or with your consent.

6. Cross-Border Data Disclosure

We do not transfer data outside Australia. If this changes, we will update this Policy and ensure compliance.

7. Access & Correction

You may request access to or correction of your information by contacting us at info@lincolnruby.com.au.

8. Retention & Deletion

We retain data only as long as necessary. You may request deletion subject to legal obligations.

9. Complaints

Complaints can be directed to info@lincolnruby.com.au. If unresolved, you may contact the OAIC (www.oaic.gov.au).

10. Updates

We may update this Privacy Policy from time to time. The latest version will be on our website.

11. Contact

For queries: Lincoln Ruby Pty Ltd
Email: info@lincolnruby.com.au
Phone: 0402 893 700


Data Security Statement

1. Data Hosting (Australia Only)

All client data is stored exclusively in AWS data centres located in Australia. No data leaves Australia without your consent.

2. Encryption

All data in transit uses TLS 1.2+. All data at rest is encrypted using AES-256 standards.

3. Access Control

Role-based access, MFA for admins, all access logged and monitored.

4. Data Ownership & Confidentiality

You retain full ownership of your data. We act only as custodian and never sell or share data.

5. Backups & Disaster Recovery

Daily backups in Australian AWS regions. Disaster recovery tested regularly.

6. Monitoring & Threat Protection

Continuous monitoring, intrusion detection, AWS compliance with ISO 27001, SOC 2.

7. Compliance

Aligned with the Privacy Act 1988 (Cth), APPs, and best practices (NIST, ISO 27001).

8. Client Responsibilities

Clients should maintain strong passwords, enable MFA, and review access regularly.

9. Contact Us

Lincoln Ruby Pty Ltd
Email: info@lincolnruby.com.au
Phone: 0402 893 700


Security FAQ
Q1. Where is my data stored?

All data is hosted exclusively in AWS data centres in Australia.

Q2. Who owns my data?

You do. We host it securely on your behalf.

Q3. Who can access my data?

Only you and authorised users. Our staff cannot access without your permission.

Q4. How is my data protected?

Data in transit is encrypted (TLS 1.2+), at rest (AES-256), and protected by MFA and access controls.

Q5. What happens if there is a system outage?

Daily backups and disaster recovery protocols ensure fast restoration.

Q6. Do you share my information?

No. Data is never sold or rented. Disclosure only if required by law or consented.

Q7. How do you monitor for threats?

Continuous monitoring, logging, and AWS frameworks.

Q8. How does this align with Australian regulations?

We comply with the Privacy Act 1988 (Cth) and APPs. AWS meets ISO 27001, SOC 2.

Q9. What can my family office do to enhance security?

Enable MFA, use strong passwords, review access regularly.

Q10. Who do I contact with concerns?

Email: info@lincolnruby.com.au, Phone: 0402 893 700